Charge Off Accounts
After 121 day of not making a payments to an account it is consider a charge off. A charge Read More »
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The Impact of Debt Settlement on Credit Score
Dealing with your debt could be difficult. As a credit repair company, we recommend before settling any of your accounts, Read More »
THE FACTS ON CREDIT REPORT ERRORS
Did you know there could be errors on your credit report? Throughout recent years, credit report errors have been such Read More »
Frequent Questions About Credit
What is the greatest impact on credit history? The payment history. It is approximately 35% of your credit score. This Read More »
So you think you know the facts about credit reports?
Credit Report Fact or Fiction? Fact or Fiction? – I have a bankruptcy or foreclosure on my credit report. No Read More »
Considering a fraud alert or credit freeze?
In the aftermath of the Equifax data breach, many people are. You don’t need to be an identity theft victim Read More »
Equifax Cybersecurity Incident & Important Consumer Information
September 7, 2017 — Equifax Inc. (NYSE: EFX) today announced a cybersecurity incident potentially impacting approximately 143 million U.S. consumers. Read More »
Review Credit Before you Apply for a Credit Card
Credit card use, credit history, and credit scores can all be connected. When you apply for a credit card, the Read More »
Credit Utilization: What is it?
Credit utilization is a measure of how much of your available credit you’re using at any given time. It’s measured Read More »
Preparing Your Credit to Purchase a Home
As the housing market heats up with summer approaching and more consumers considering buying a home, it’s important to consider Read More »