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Charge Off Accounts

  After 121 day of not making a payments to an account it is consider a charge off. A charge Read More »

The Impact of Debt Settlement on Credit Score

Dealing with your debt could be difficult. As a credit repair company, we recommend before settling any of your accounts, Read More »

THE FACTS ON CREDIT REPORT ERRORS

Did you know there could be errors on your credit report? Throughout recent years, credit report errors have been such Read More »

Frequent Questions About Credit

What is the greatest impact on credit history? The payment history. It is approximately 35% of your credit score. This Read More »

So you think you know the facts about credit reports?

Credit Report Fact or Fiction? Fact or Fiction? – I have a bankruptcy or foreclosure on my credit report. No Read More »

Considering a fraud alert or credit freeze?

In the aftermath of the Equifax data breach, many people are. You don’t need to be an identity theft victim Read More »

Equifax Cybersecurity Incident & Important Consumer Information

September 7, 2017 — Equifax Inc. (NYSE: EFX) today announced a cybersecurity incident potentially impacting approximately 143 million U.S. consumers. Read More »

Review Credit Before you Apply for a Credit Card

Credit card use, credit history, and credit scores can all be connected. When you apply for a credit card, the Read More »

Credit Utilization: What is it?

Credit utilization is a measure of how much of your available credit you’re using at any given time. It’s measured Read More »

Preparing Your Credit to Purchase a Home

As the housing market heats up with summer approaching and more consumers considering buying a home, it’s important to consider Read More »