Understanding Credit Report vs. Credit Score
Your credit history is an important factor that can impact your ability to obtain credit, loans, or even certain jobs. Read More »
credit bureaus
October 2022 Newsletter: How to Boost Your Credit Fast
Start Reporting Your Rent to Boost Your Credit Score! Did you know that rent is one of the largest expenses Read More »
Hard vs Soft Credit Inquiries
First let us talk about what a credit report is. A credit report is a summary of your financial history Read More »
How do the three credit agencies calculate our credit scores and why are they different from one another?
Here is what Credit Recovery Group’s Certified Credit Specialist, Rosie Rosin has to say: “Credit agencies calculate our credit score Read More »
Late Taxes Can Affect Your Credit Score
Tax information isn’t generally reported to credit bureaus. But late taxes can affect your credit score which could result in Read More »
Know Your Rights Under the Fair Credit Reporting Act
The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer Read More »
During COVID -19 many have lost their spouse, facing financial hardship with the credit lines opened by their deceased spouse.
What happens to a spouse’s credit report when he or she is deceased? In the event that you and your Read More »
How Late Payments Impact Your Credit Score During the COVID-19 Crisis?
If you’ve arranged payment forbearance or deferment agreements with your lenders, payments that are reduced or suspended during forbearance will Read More »
Are you checking your credit scores on Credit Karma?
If you recently applied for credit and you were told that your credit scores are different front the ones on Read More »
Holiday Shopping Tips
When it comes to Christmas shopping you will spend a lot of time and money if you don’t organized yourself. Read More »