November 2022 Newsletter Article

 Money Management: Staying on a Budget and Saving

Are you tired of the back and forth battle you face with yourself on why you can’t stay in your budget or why you can’t save your money? This question is applicable to so many individuals, so if this is you, don’t worry, you’re not alone!

Staying on a budget or saving money can be easy for some and not so much for others. The reason for this is simply due to not committing to your budget, not having enough money to save, or spending the money you could have saved on things that you don’t really need.

Here are a couple of tips that can help you overcome this obstacle:

1. Create a chart with your monthly expenses.

2. Don’t eat out as much, limit yourself to one or two meals at a restaurant a week.

3. Before buying something, ask yourself if you absolutely need it. If not, don’t get it. It is okay to treat yourself but know when to stop.

Bottom line

Having a budget and being able to save your money will all be up to you. The financial choices you make will determine the outcome of your budget and how much you end up saving. So with that being said, make responsible choices when making purchases and you will be a-okay!


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