Credit Card

Understanding Credit Utilization Ratio: What You Need to Know

When it comes to improving your credit score, there’s one factor that often gets overlooked but plays a huge role: Read More »

Why Did My Credit Score Drop? 5 Reasons

Have you recently asked yourself, “why did my credit score drop?”, if so we may have the answer you are Read More »

Insufficient Credit vs. Bad Credit: Understanding the Difference

  When it comes to your financial health, credit plays a significant role. Whether you’re applying for a credit card, Read More »

What You Need to Know About Credit

  A typical home purchase can cost between $50,000 and $130,000 more in interest if you are buying the home Read More »

March 2023 Newsletter: How to Build Credit With No Credit

  Have you or anyone you know been in the situation where you could not get approved for a credit Read More »

The 20/10 Rule – A Finance Rule For Credit Guidance

Are you interested in learning about what the 20/10 rule of thumb is? Well look no more because we have Read More »

How You Can Help Your 18 Year Old Build Good Credit

Your children becoming financially independent can be exciting, but can be challenging too. Helping your children build great credit early in Read More »

Hard vs Soft Credit Inquiries

First let us talk about what a credit report is. A credit report is a summary of your financial history Read More »

Two Reason to Use a Credit Card

 Why should you use a credit card? Credit cards hold a lot of value other than just being a financial Read More »

MILLENNIALS AND THEIR CREDIT

A good credit score means a good life, and millennials are wanting that more than ever. In 2020, according to Read More »