Insufficient Credit vs. Bad Credit: Understanding the Difference
When it comes to your financial health, credit plays a significant role. Whether you’re applying for a credit card, Read More »
Credit History
How Identity Theft Damages Credit Scores
What You Need to Know: Identity theft can have devastating effects on your credit reports and scores when thieves open Read More »
What You Need to Know About Credit
A typical home purchase can cost between $50,000 and $130,000 more in interest if you are buying the home Read More »
Hablando de Crédito y Alivios Económicos e Impuestos
En los Estados Unidos, la relación entre el pago de impuestos y el historial crediticio de una persona es estrecha Read More »
The 20/10 Rule – A Finance Rule For Credit Guidance
Are you interested in learning about what the 20/10 rule of thumb is? Well look no further because we have Read More »
The Basics of a Credit Score
Your credit is the building block of your financial life when it comes to things such as buying Read More »
Hard vs Soft Credit Inquiries
First let us talk about what a credit report is. A credit report is a summary of your financial history Read More »
Two Reason to Use a Credit Card
Why should you use a credit card? Credit cards hold a lot of value other than just being a financial Read More »
Prepare Your Credit For a Mortgage Loan
As the housing market heats up with summer approaching and more consumers considering buying a home, it’s important to consider Read More »
How Late Payments Impact Your Credit Score During the COVID-19 Crisis?
If you’ve arranged payment forbearance or deferment agreements with your lenders, payments that are reduced or suspended during forbearance will Read More »