Credit History

Insufficient Credit vs. Bad Credit: Understanding the Difference

  When it comes to your financial health, credit plays a significant role. Whether you’re applying for a credit card, Read More »

How Identity Theft Damages Credit Scores

What You Need to Know: Identity theft can have devastating effects on your credit reports and scores when thieves open Read More »

What You Need to Know About Credit

  A typical home purchase can cost between $50,000 and $130,000 more in interest if you are buying the home Read More »

Hablando de Crédito y Alivios Económicos e Impuestos

En los Estados Unidos, la relación entre el pago de impuestos y el historial crediticio de una persona es estrecha Read More »

The 20/10 Rule – A Finance Rule For Credit Guidance

Are you interested in learning about what the 20/10 rule of thumb is? Well look no further because we have Read More »

The Basics of a Credit Score

    Your credit is the building block of your financial life when it comes to things such as buying Read More »

Hard vs Soft Credit Inquiries

First let us talk about what a credit report is. A credit report is a summary of your financial history Read More »

Two Reason to Use a Credit Card

 Why should you use a credit card? Credit cards hold a lot of value other than just being a financial Read More »

Prepare Your Credit For a Mortgage Loan

As the housing market heats up with summer approaching and more consumers considering buying a home, it’s important to consider Read More »

How Late Payments Impact Your Credit Score During the COVID-19 Crisis?

If you’ve arranged payment forbearance or deferment agreements with your lenders, payments that are reduced or suspended during forbearance will Read More »